Most Trusted. Most Simple. Most Realtor® Referred.
Your Pathway to Homeownership Starts Here
Grant O’Neal is the registered agent of Alpine Premium Financing LLC in Destin, Florida, where he leads with integrity, transparency, and a customer-first mindset. His journey into the mortgage industry began three years ago, inspired by an unpleasant lending experience of his own. That moment sparked a passion in Grant to create a better, more supportive experience for others navigating the home loan process.
Originally from Houston, Texas, Grant’s competitive spirit and drive were shaped early on through his love of baseball—a passion that took him to St. Louis, Missouri, where he enjoyed a successful college career on the field. After college, he made the move to Destin for a short beachside escape, but the Emerald Coast quickly captured his heart and became home.
Today, Grant is proud to wear many hats: devoted husband, loving father, and trusted branch manager. He brings his strong family values and genuine care for others into every client interaction. Whether you’re buying your first home, refinancing, or just exploring your options, Grant is here to serve as a steady, knowledgeable guide every step of the way.”
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If you’re searching for a reliable mortgage lender, you’re in the right place. We offer full-service residential mortgage solutions nationwide, designed to meet the unique needs of every borrower. Whether you’re a first-time homebuyer or looking to refinance, we’re here to make your home-buying journey as smooth as possible.
Unlike traditional retail mortgage lenders, our loan officers have the flexibility to work with a wide range of lending partners. This allows us to find the best possible rates in any market. While the market may fluctuate, our commitment to delivering savings doesn’t. On average, we offer competitive rates that provide a significant advantage in the home buying process.
With just one credit pull, we compare loan options from multiple lending partners to determine the best fit for your financial situation. This includes evaluating options such as purchasing discount points to lower your interest rate, selecting the most suitable loan type, and adjusting your down payment. Every step we take is aimed at maximizing your savings.
Choosing our mortgage services means accessing lower rates, more options, and just a single credit inquiry. Our mission is to transform the home buying process into a stress-free experience, ensuring you save the most money possible. Experience the difference with our team and benefit from our dedication to your financial success.
Whether you are looking to get pre-approved to purchase, or tap into your homes equity, we are here to help!